Tag Archives: Becoming Minimalist

How to move to a bigger place without spending money – declutter!

Isn’t it funny how that new apartment, condo, or house seems to get smaller with each passing year?

It’s not because the place is shrinking – it is usually because of all the stuff you have accumulated. So rather than packing up everything and moving to a bigger, more expensive place, Save with SPP sought out some expert tips on how to save big by decluttering the space you’re already in.

The Becoming Minimalist blog  offers some great tips on how to take on the overwhelming task of decluttering.

Decluttering is a financial thing rather than a neatness thing, the blog notes. “The idea of living a simplified, uncluttered life with less stuff sounds attractive to many,” the blog advises. Many have “considered the benefits of owning fewer possessions: less to clean, less debt, less to organize, less stress, more money and energy for their greatest passions,” the blog states. However, the blog continues, the big question is “where in the world do I begin?”

On their list of top approaches to decluttering are giving the job a solid five minutes per day, giving away one item every day, filling one trash bag every day, and “the four-box method.” In every room, the blog notes, place four boxes – one for trash, one for giveaway, one for relocation, and one for keeping.

The Home Storage Solutions blog  suggests getting rid of the easiest stuff first, namely garbage, things that are broken or don’t work, duplicates, and “items not used for a year.”

The Life Hack website says clear floors first, then countertops. Move onto furniture last. Again, the advice is “toss, donate, or keep.” To clean a closet, take EVERYTHING out and then go through those same three steps – get rid, give away, or hang on – before you put things back in.

If you find you’ve got a lot of things to give away, why not hold a garage sale? The proceeds from clearing your living space can be tucked away in a Saskatchewan Pension Plan account, invested, and then enjoyed thoroughly in the future when you’ve retired! For more details, visit www.saskpension.com.

Written by Martin Biefer
Martin Biefer is Senior Pension Writer at Avery & Kerr Communications in Nepean, Ontario. After a 35-year career as a reporter, editor and pension communicator, Martin is enjoying life as a freelance writer. He’s a mediocre golfer, hopeful darts player and beginner line dancer who enjoys classic rock and sports, especially football. He and his wife Laura live with their Sheltie, Duncan, and their cat, Toobins. You can follow him on Twitter – his handle is @AveryKerr22

Sept 23: Best from the blogosphere

By Sheryl Smolkin

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On Retire Happy, Jim Yih explains why the best retirement plan is to be debt free. Yet according to a new report from Equifax Canada, traditional “golden years” could be becoming rarer for older Canadian consumers as their debt loads rise.

Canadian consumers of all ages continued to increase their debt burden. Total debt rose by nearly $77 billion, or 6.1 per cent, compared with the same time last year. But consumers 65 and older had the greatest year-over-year increase, at 6.5 per cent, according to the credit-monitoring company.

Therefore, in this week’s Best from the Blogosphere, we focus on both how to avoid going into debt and ways to pay off your debt as you approach retirement.

In the blog A Disease Called Debt, an British couple write about how to stop wanting stuff you can’t afford.

Guest bloggers on Becoming Minimalist Gina and Josh Masters recently paid off $60,000 in debt. They offer 33 proven ways to reduce personal debt.  Another guest post from Vincent Nguyen of Self Stairway counters 10 common objections to minimalism.

Unfortunately, there is no quick fix to eliminate debt. Determining how fast we can and should eliminate debt starts with a few simple steps discussed on mint.com.

Lee Anne Davies, a leading expert on demographic change shows businesses the value of understanding aging, retirement and money issues. She partners with Globe and Mail personal finance columnist Rob Carrick in the video Seniors in debt.

And on GetSmarterAboutMoney.ca, Laurie Campbell, Executive Director at the Credit Counselling Service of Toronto and Rob Carrick discuss how a credit counsellor can help you get out of serious debt.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere. Share the information with us on http://wp.me/P1YR2T-JR and your name will be entered in a quarterly draw for a gift card.