Category Archives: Blogosphere

May 27: Best from the blogosphere

By Sheryl Smolkin

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This week we catch up with some bloggers who share stories and ideas about spending.

Million Dollar Journey suggests 7 smart ways to spend your tax return.

The Blunt Bean Counter shelled out for an well-deserved vacation, but he says  Air Canada lost his luggage when he went to Dominican Republic at the end of tax season.

On boomer & echo, boomer considers how to pick a perfect mortgage.

Pete the Planner thinks giving yourself an allowance when you are in debt is stupid.

And Gail Vaz-Oxlade reminds us that “keeping up” with others can keep you from saving.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

May 20: Best from the blogosphere

By Sheryl Smolkin

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This week we bring you blogs that focus on some things you need to know if you are getting ready for retirement.

On Retirehappy.ca Jim Yih asks whether or not we need a debt course and exam before we take on more debt.

Riscario Insider discusses why you should have a financial Plan “B” and not purchase all of your wealth management services (i.e. banking, financial planning, investments and insurance) from one place.

Rob Engen explains on boomer & echo why David Chilton’s rule of thumb that you should save 10% of your income for retirement may no longer be enough.

In contrast, on Canadian Dream: Free at 45 Dave says that he is a constant saver, and when he retires he’ll have to figure out how to start spending more of his income.

And those of you who wonder whether you need life insurance in retirement should check out this post on FreefromBroke.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

May 13: Best from the blogosphere

By Sheryl Smolkin

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The May 4th article Not your grandfather’s financial website: The new, fresh face of money sites in the Financial Post by Melissa Leong highlights a new wave of bloggers and personal finance gurus who are shaking up how young people get information about money.

She says some of the sites get millions of hits on any given month, embracing readers’ voyeuristic penchant for personal stories and catering to their  anxiety about money and hunger for information. We follow many of these bloggers already and we will follow more of them in future.

Consistent with this theme, today’s Best from the blogosphere draws your attention to some blogs that may be of interest to both parents and their offspring.

On Youth and Work lawyer Andrew Langille focuses on workplace law issues relating to young people, including his major area of interest which is illegal, unpaid internships. While he primarily focuses on Ontario law, his provocative ideas cross provincial boundaries.

One of the major problems that face Canadians approaching retirement is that they are often still supporting unemployed or underemployed offspring. On boomer & echo Boomer comments on Lending Money To Friends And Family.

For young people managing their own money for the first time, on BrighterLife.ca Brenda Spiering writes New grad? Four money tips you need to know.

If your kids are a little younger, you still have time to enhance their financial literacy. On retirehappy.ca, Sarah Yetkiner discusses Setting Kids Up For Financial Success.

And finally, from the mainstream media, check out this press release, Boomers risk straining finances to support boomerang kids: TD poll.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

May 6: Best from the blogosphere

By Sheryl Smolkin

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There is lots of interesting reading in the blogosphere this week.

Squawkfox Kerry K. Taylor counsels husband Carl on what to do with the $100 bill he found.

On boomer & echo Boomer comments on senior discounts vanishing from our banks.

Marissa is a 20-something recent grad with credit card debt and student loans. On Thirty Six Months she talks about being a good consumer by voting with your wallet.

Timeless Finance blogger Adina J. says if she had the choice, she would earn more instead of spending less to stay solvent.

And finally, Riscario Insider reviews Toronto Star consumer columnist Ellen Roseman’s terrific new book Fightback: 81 ways to help you save money and protect yourself from corporate trickery.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Apr 29: Best from the blogosphere

By Sheryl Smolkin

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Last week we linked you to blogs exploring the road to retirement. Today we present resources for younger readers who may be just starting to get their finances in order.

On Darwin’s Money you can five novel ways to save money. One option is to cancel services you don’t need.

Timeless Finance wonders if you would date somebody who’s in debt. She says almost everybody has some debt so if debt is the deal-breaker there wouldn’t be much dating going on.

Do you and your partner have only joint accounts? Young And Thrifty lists 5 benefits of separate chequing accounts.

If your bundle of joy is due anytime. Find out how maternity benefits work from Brenda Spiering, on Brighter Life.

And Krystal Yee’s blog how much should you save before moving out on Give me back my five bucks is almost two years old, but will still be of interest to people faced with the same decision.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Apr 22: Best from the blogosphere

By Sheryl Smolkin

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This week our favourite bloggers have been writing about getting ready for retirement.

On Boomer and Echo, Boomer asks Have You Made Your Retirement Plans? — not only saving enough money, but deciding where you plan to live and how you will fill your time.

However, for RetiredSyd, retirement is a already full-time job. She is thrilled to finally be learning to play the piano and improvising retirement as she goes along.

Canadian Finance blogger Tom Drake de-mystifies Locked in Retirement Accounts.

RetireHappy gives you the facts so you can decide whether an annuity is right for you.

And on Brighter Life retiree Dave Dineen realizes he and his wife have 27 bank, investment, credit, and insurance accounts, so it may be time to shut a few down.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Apr 15: Best from the blogosphere

By Sheryl Smolkin

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This week Jon Chevreau, the editor of Moneysense magazine celebrated his 60th birthday and the release of the U.S. edition of his book Findependence Day. You can listen to a podcast interview I did with Jon last summer.

In a “must read” blog he wrote to mark the occasion, Jon made an important distinction between early retirement and financial independence:

“Financial independence is not the same as retirement,” Chevreau says. “Ideally, it precedes retirement by decades. It means you continue to work because you want to, not because you have to.”

Exploring a similar topic, on Darwin’s Money, the author debunks some myths about extreme early retirement and says, “The problem I have with people declaring that they’ve retired in an ‘extreme’ fashion is that they’re either not really retired, or they’re relying on a spouse, which, well, isn’t really the same thing.”

So based on the discussion in the two posts above, did guest blogger Robert (a financial planner) on Canadian Dream: Free at 45 really retire at age 35, or has he simply achieved financial independence? To find a purpose in “retirement” he has gone back to school with the goal of eventually living and working overseas.

The same question may be asked of accountant “Retired Syd” who retired in her 40s. On Retirement: A full-time job she muses about the best place to live for the next chapter in her life. Because her priority is friends and family, she concludes that living close to the people she loves is more important than any dreams of settling in a more distant locale.

But She Thinks I’m Cheap has already made the leap to London with his wife and in his latest blog you can read about their experience relocating overseas and re-entering the workforce.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Apr 8: Best from the blogosphere

By Sheryl Smolkin

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“Best from Blogosphere” took a week off due to the Easter break, but our favourite bloggers just kept on writing. Therefore this issue reports on 10 interesting blog posts, rather than the usual five.

Contemplating winters in a warmer climate? Read the key questions Jim Yih on retirehappy says you should ask about retirement in a different country.

Saskatchewan blogger Tim Stubbs tells us on Canadian Dream: Free at 45   how he spent the week before Easter shovelling snow off his roof and away from his foundations to try and avoid a flooded basement.

On Brighter Life, Deanne Gage offers home-staging tips from the pros for those of you selling your house this spring and important information about insurance coverage for single parents with children.

$he Thinks I’m Cheap blogger Andrew explores the touchy subject of money and relationships. His rule #1 is do not discuss money on the first date!

If you are planning a one day or longer shopping trip to the U.S. check out articles on the Canadian Finance Blog about new cross-border shopping exemptions and how to save money on hotel rooms.

Continuing with a shopping theme, on Boomer and Echo, Robb Engen investigates how much you have to spend to make a Costco executive membership worth buying and Gail Vaz-Oxlade says companies marketing to women should cut the cute stuff and take them seriously.

And last but not least, Squawkfox (Kerry K. Taylor) gives detailed instructions on how to make a healthier McDonald’s Egg McMuffin for 65% less. We are NOT surprised that she managed to both cut the calories and cut the cost.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Mar 25: Best from the blogosphere

By Sheryl Smolkin

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Our best favourite bloggers continue to explore a number of interesting themes this week.

On Boomer & Echo, we hear from Boomer this week about How Her Retirement Plans Got Derailed – Big Time, and what her options may be to get back on track.

The Blunt Bean Counter is an accountant and this week he presents valuable information on stress testing your finances so you are protected in the event of death or other unforeseeable events.

When you purchase real estate is resale value important to you? Then read what shethinksimcheap has to say about how future transit plans can affect real estate.

Last week we talked about job hunting strategies. When you land a new position, you will be interested in Anne Levy-Ward’s new job survival guide on Brighter Life.

And finally, although you got a new job with a huge salary jump, you may wonder why you don’t seem to be able to save more. Krystal Yee calls it lifestyle inflation and discusses how you can manage it.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.

Mar 18: Best from the blogosphere

By Sheryl Smolkin

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Whether you are a student looking for a summer job, a new graduate seeking a career opportunity or a recently laid off worker looking for a new position, hunting for work can be nerve-wracking.

In Boomer & Echo, Robb Engen talks about cutbacks in the Alberta university sector where he is employed and how he would manage financially if he lost his job.

Mochimac shares her top 5 career regrets. She suggests that you see how little money you can live on so you can expand your career options.

Brighter Life blogger Kevin Press regales us with a humorous story about a seven hour interview for a job he did not get writing for a Manhattan magazine published for global investors. No regrets though, because soon after in Toronto he met his wife “the lovely Lisa.”

The Blunt Bean Counter Mark Goodfield discusses why references are a no win situation for past and future employers. That’s because employers feel compelled to give “plain vanilla” references because they are worried about defamation or negligent misrepresentation lawsuits.

And finally, on Canadian Dream – Free at 45, Dave tries to figure out how to productively spend the extra time he has now that he has finished courses for his CGA designation.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to socialmedia@saskpension.com and your name will be entered in a quarterly draw for a gift card.