Making Sense of Cents
Jan. 2: Looking at New Year’s Resolutions for 2026
January 2, 2026
As a new year – 2026 – begins, many of us make a commitment to do something fresh and new in honour of that milestone.
Maybe it’s shedding a few post-holiday pounds, or hitting the gym more often, or learning something new.
Save with SPP took a look around the Interweb to see what sorts of things people are resolving to do in 2026.
The folks at Reader’s Digest offer up a few interesting resolutions.
How about resolving “to learn a new word every month,” the publication suggests. “One word a day keeps the boredom away (at least to us!). By learning just one word each month, you’ll be building knowledge without feeling overwhelmed,” the publication suggests.
Another interesting one is “saying `no’ more often,” the magazine continues.
“Take the time to actually focus on protecting your time and emotional well-being. By setting boundaries and refusing energy-draining activities, you preserve space for what truly matters,” Reader’s Digest tells us.
Finally, the magazine suggests we all “write a thank-you note to someone from your past.”
“Have a teacher who introduced you to your career? A childhood friend who stood by you for years? A relative who was always there to listen? Get a nice card, write down your memories of how that person changed your life, thank them and send it off,” the magazine suggests. “They will treasure your `Happy New Year’ wishes, and you’ll benefit from remembering a positive moment in your life.”
So thanks to Miss Ramsay at J.S. Woodsworth Secondary School for convincing me that learning to type would be beneficial to my future career!
Let’s click over to the Girl With Dreams site for some additional resolution ideas.
“Take a break from social media,” the site suggests. For sure, less doomscrolling ought to be a stress-reducer!
“Rather than making resolutions, set goals,” the site continues. This might be saying “lose 10 pounds by July,” rather than “try to lose weight.”
“Keep a daily check on your bank account,” is the site’s final bit of advice. This is a solid tip – you will be keeping track of what you’re spending as you’re spending, so no surprises at month end.
The Making Sense of Cents blog has lots of additional ideas.
“Learn a new language,” the blog suggests. This can be “a fun and rewarding goal for 2026,” the blog adds.
Another idea is to “read one book a month,” the blog continues. “Reading a book each month… can help you learn new things and grow as a person. Set aside time each day for reading. Even 15 minutes before bed can help you reach your goal. You could also try audiobooks during your commute or while doing chores,” the blog adds.
Let’s finish off with some saving-focused resolutions from the gang at The Motley Fool.
The blog points out that while more than half of us make financial goals each New Year’s, “only two in five stick with it.”
The blog’s research finds that “paying off debt” is a top resolution. Next comes “saving for a significant financial milestone,” such as a car, a home, or a wedding. Third is “increasing income,” and fourth (our favourite) is “saving for retirement.”
Interestingly, the blog’s research finds that boomers and Gen Xers see retirement saving as a higher priority than Gen Z folks and millennials.
If saving for retirement is one of your 2026 priorities, be sure you are taking advantage of any retirement program that may exist in your workplace.
If you don’t have such a program, the Saskatchewan Pension Plan may be of interest. It’s open to individual savers, but many organizations have chosen SPP to be their company pension plan.
However the dollars arrive at SPP, our professional investors grow them in a low-cost, pooled fund. At retirement SPP options include a lifetime annuity payment each month, or the more flexible Variable Benefit.
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Written by Martin Biefer

Martin Biefer is Senior Pension Writer at Avery & Kerr Communications in Nepean, Ontario. A veteran reporter, editor and pension communicator, he’s now a freelancer. Interests include golf, line dancing and classic rock, and playing guitar. Got a story idea? Let Martin know via LinkedIn.